What is Short Term Disability (STD) Insurance?
Short-Term Disability (STD) insurance is a benefit for temporary disability due to sickness or injury that occurs off the job. You will receive a payment to spend however you wish – to help cover everyday expenses. ManhattanLife Central Care Disability plan pays in addition to any existing disability coverage you may have.
Why Should I Get STD Insurance?
Becoming disabled even for a short period of time can be devastating emotionally and financially. Some people do not have enough accrued vacation and sick time or savings set aside to rely on. Did you ever think about what would happen to you or your family if you suddenly lost the ability to bring home a paycheck?
Reasons why City and DWP employees already have STD coverage with the Club
- Pays you for illnesses or injuries off the job
- Benefits Are Tax Free
- Pays on top of any other disability/income
- 14 days elimination period
- 12-month benefit period
- Protects up to 65% of your gross monthly pay
- Waiver of Premium after 90 days of Total Disability
- Affordable Premiums at Group Rate Prices
- Automatic Payroll Deduction
LA County and LAUSD employees are not currently eligible for enrollment.